GENERAL ADVICE WARNING

This information is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. Conscious Money strongly suggests that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own personal circumstances. Although we consider the sources for this material reliable, no warranty is given and no liability is accepted for any statement or opinion or for any error or omission. Directors and Authorised Representatives of Madison Financial Group may from time to time have a position on the investments mentioned in this presentation.